I have no artistic skill but I had the urge to illustrate the earthworm behaviour I was exhibiting this morning so enjoy this ms paint sketch
all the leaves are brown (alllllll the leaaaaves are brown)
i wake up and i am immediately thinking about those characters. i eat breakfast and i am thinking about those characters. i do chores and i am thinking about those characters. i do any work, i study, i walk the dogs, and i am thinking about those characters. i go to bed and i am thinkign
While the giant bill was fake, it represented a very real accomplishment. The group raised more than $17,000, which purchased more than $1.6 million in medical debt owed by Philadelphians, according to their nonprofit partner RIP Medical Debt.
This is a great way to undermine the system that we are trapped in
The fact that this can be done at all shows how utterly bullshit the entire system is. There was literally no reason for that medical debt to exist in the first place.
Let's say you owe a private hospital ten thousand dollars, but you have very few assets, so they're pretty sure they're never getting any of that back. There's ninety nine other people who also each owe the hospital ten thousand dollars. (It doesn't have to be a hospital; any debt can be sold this way.) The hospital has shit to do and the low chances of you paying them mean it's an unnecessary drain on their time and resources to hound you all for it. But they can get *some* money, by selling your debt to a third party.
Let's say the sell each ten thousand dollar debt for ten dollars (I'm making all these numbers up for simplicity). So a third party gives the hospital one thousand dollars, and now all hundred of you owe that third party ten thousand instead! You're in the clear with the hospital, you owe it to these guys now! And their job is to hound and harrass you for the money you owe. If one of you pays up more than a thousand dollars, you've covered their initial investment. These guys are gambling on the likelihood that enough of you can pay your debts that you make it worth the time they spend tracking you and harrassing you.
Or, instead of trying to get the money out of you, they can just... decide you don't owe them. Why not? They own the debt. They can fork out a thousand bucks, buy a million in debt, and forgive it. That's what these guys did. (This is also a favourite move of John Oliver; if you ever see headlines about John Oliver forgiving debt, this is what he's doing). A small payment can take a massive weight off the shoulders of a lot of struggling people.
Again, I made up the numbers to simplify the math. But this is how the process works.
littleladyyoda asked:
Mr. Gaiman,
I'm in the middle of a months-long reading slump. I just can't seem to finish any book I start. What authors do you turn to when you need to rekindle your love of reading?
neil-gaiman answered:
Good childhood authors. Ones I loved long long ago.
why isn’t anyone allowed to be wrong anymore? it’s okay to be wrong. being wrong, and realizing you were wrong, is how you learn and grow.
i just finished binging another show :D so im terribly sorry for the person i will become as i obsess over it
unrelated but if anyone wants to fangirl over good omens come talk to me
yeah im four years on elfstrogen i can commune with the forest pretty well but my ear points are still coming in. One of my buddys is on tuskosterone for becomi an orc
3 years spironolactgnome
ohh i am so small and under a mushroom